Johanna is 23 years old and works as a Federal VET Diploma real estate clerk in a large real estate company in Dietikon. She enjoys her work in real estate trusteeship, management and administration. Her analytical thinking skills and precise and careful way of working are highly valued in the company. Johanna prepares the balance sheet and income statement as well as budgeting for the management of rental and condominium properties. Johanna would like to develop in the direction of real estate valuation and acquire the necessary knowledge. To this end, she is completing continuing education, further training to become a real estate valuer. The one-and-a-half-year continuing education, further training course teaches Johanna about business administration, law, construction and real estate valuation. With the knowledge she has acquired, she will be able to prepare analyses of real estate, properties, assets or facilities in the future. A valuation report will be prepared for the client. After completing the Federal Professional Examination, Johanna will be able to check the condition, building materials, components and structures as well as calculate areas and volumes as a real estate valuer. By clarifying other relevant factors such as the market situation, land register entries and building law, Johanna can draw up binding valuations with the federal certificate as a real estate valuer. With the recognized qualification after completing the "Real Estate Appraiser (FPE)" course, she secures a responsible job in real estate valuation, better earning potential and opportunities for further development.

Financial benefits of continuing education, further training as a real estate appraiser

As a real estate valuer, Johanna will receive CHF 1,765 more per month than before and will therefore have at least CHF 838,000 more at her disposal by the time she retires than if she had not done any continuing education, further training.

As this theoretical calculation does not take into account any further salary increases, promotions or interest on savings, the salary can still increase significantly.

Calculation in detail Real estate valuer (FPE)

Continuing education, further training real estate appraiser FPE:

• 18 months, part-time
• School fees, documents: CHF 12,600 minus CHF 6,300 federal contribution = CHF 6,300
• Exam fee: CHF 2'700
• Total training costs: CHF 9,000

Wage difference and yield calculation Real estate valuer (FPE):

• Difference in salary between the position as a Federal VET Diploma real estate clerk and the position as a real estate appraiser: CHF 6,783 - CHF 5,018 = CHF 1,765 per month and CHF 21,180 per year (12 x CHF 1,765 = CHF 21,180)
• She recoups the total training costs of CHF 9,200 in just over 5 months with her higher salary as a real estate valuer (CHF 9,000 / CHF 1,765 per month = 5.1 months)
• In the remaining 40 years until their retirement (25 to 65), this additional income will add up to CHF 847,200 (40 x CHF 21,180 = CHF 847,200)
• If the training costs are deducted from this additional income, an additional sum of around CHF 838,000 remains at its disposal(CHF 847'200 - CHF 9'000 = CHF 838'200)

Sources Real Estate Appraiser (FPE):

• The training costs correspond to an average of the courses offered for real estate appraisers (FPE) in German-speaking Switzerland.
• Wages were calculated in the federal wage calculator www.salarium.ch with the following settings:
• Calculations as a Federal VET Diploma Real Estate Management Assistantbefore the Federal Professional Examination:
  • Region: Zurich
  • Sector: 68 Real estate and housing
  • Occupational group: 41 General office and secretarial staff
  • Position in the company: Level 5 without management function
  • Hours per week: 42 hours
  • Education: Completed vocational training
  • Age: 23 years
  • Years of service: not specified
  • Company size: 50 and more employees
  • 12/13 monthly salary: 13 monthly salary (converted pro rata to 12 salaries)
  • Special payments: no
  • Monthly / hourly wage: Monthly wage
  • Result:Central value (median) ofCHF 5'018
• Calculationsafter the Federal Professional Examination in Real Estate Valuation (FPE):
  • Region: Zurich
  • Sector: 68 Real estate and housing
  • Occupational group: 33 Non-academic business and commercial specialists (incl. real estate appraisers (FPE))
  • Position in the company: Level 3+4 Lower management
  • Hours per week: 42 hours
  • Education: Higher vocational training, College of Higher Education
  • Age: 25 years
  • Years of service: not specified
  • Company size: 50 and more employees
  • 12/13 monthly salary: 13 monthly salary (converted pro rata to 12 salaries)
  • Special payments: no
  • Monthly / hourly wage: Monthly wage
  • Result:Central value (median) ofCHF 6'783

(All figures as at November 2022)

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